WHY SHRED?

Identity Theft:
On-site document shredding is the simplest and most cost effective way of reducing your liability and potential for lawsuits.  On-site document shredding ensures your confidential information is completely destroyed and is rendered unusable.  By taking your staff out of the chain of custody it lowers the risk of internal theft and negligence.  With identity theft as the fastest growing crime in America, both State and Federal lawmakers have actively begun passing legislation that currently requires or will require sensitive document destruction. 

Trash is Open to the Public:
In 1988 the US Supreme Court ruled that trash-picking (i.e. Dumpster Diving) is legal. Once trash is picked up, it’s public domain…with no exception of privacy or ownership. If you dispose of your files in a public landfill and they are recovered you could be held liable.

It's the Law:
NorCal Shred has a goal to keep its customers up to date and in compliance with laws that may affect their business.  The following is a partial list of laws that affect nearly all business types in California.  Notice that all of the laws specify some type of destruction as a method for compliance.

FACTA - Ensuring Legal Compliance

In November 2004, a final rule within the Fair and Accurate Credit Transactions Act (FACTA) was issued that addresses the disposal of consumer information. Every company that operates in the United States is affected by this legislation.  (More Info)

California, Assembly Bill 2246 

In California, Assembly Bill 2246 requires a business to: "Take all reasonable steps to destroy…… a customer's records within its custody or control containing personal information which is no longer to be retained by the business by (1) shredding, (2) erasing, or (3) otherwise modifying the personal information in those records to make it unreadable or undecipherable through any means."

Graham Leach Bliley Act (Financial Services Modernization Act)

Created for the financial services industry, this law mandated broad rights for consumers.  In terms of shredding, it stated that financial services firms need to destroy consumer information before discarding it and created penalties for violations.  (More Info)

HIPAA (Health Information Portability and Accountability Act)

This Act required the Department of Health and Human Services to establish national standards for electronic health care transactions and national identifiers for providers, health plans, and employers. It also addresses the security and privacy of Patient Health Information (PHI).  Specifically, it requires healthcare providers to destroy PHI before throwing it away.  (More Info)